HOW WE DO WHAT WE DO
We build long-term, trusting relationships with staff and clients who subscribe to our investment ideals and philosophy.
We apply prudent, consistent and thoroughly considered investment strategies and deliver excellence in implementation.
We follow a six-step process (click on links below for details):
- Financial Advisor Selection – considering competence, experience and investment philosophy.
- Investor Profile – understanding our clients’ current financial situations and lifestyles; needs and objectives; and risk tolerance.
- Investment Strategy Design – creating diversified portfolios to achieve clients’ unique goals by appropriately allocating to different currencies and asset categories (equity, cash, bonds and property).
- Fund Manager Selection – choosing suitable fund managers (locally and internationally) to manage each asset category.
- Investment Vehicle Selection – placing clients’ money in the most appropriate investment vehicle (shares, unit trusts, endowments, living annuities, etc.) considering costs, tax and flexibility.
- Review Process – regular and disciplined assessment of all the above to keep abreast of legislative amendments, change in personal circumstances, fund manager movements, macro-economic developments, etc.
“ The test of Prudence is one of Conduct, not one of Performance.’’